Marion Office

307 Judge Smith Drive,

Suite A
Marion, AR 72364

Balancing Your Needs

Your experience as a client begins with conversations about where you are and where you want to be. We will take time to talk about your goals and your priorities. I learn about your current investments and how much risk you’re currently taking compared to the amount you want and need to take. I consider your future needs – college for kids or grandkids, living expenses, retirement lifestyle, and passing on your wealth.

Together, we talk about how all these fit in a comprehensive financial plan, which not only includes your investment portfolio, but also addresses other areas of your financial life, such as estate planning, charitable giving, insurance needs and tax considerations.

I take a balanced approach to investing. I believe in using diversified portfolios to help keep returns more consistent rather than chasing the next hot stock. That means using high quality equities and fixed income that can be held for the long term, and always remaining patient. That doesn’t mean I set and forget your portfolio – I continually monitor and rebalance as needed to keep it in line with your financial goals and your risk tolerance.*

Some of the most important work I do is to help clients manage the negative emotions that come with market downturns, which can cause investors to abandon their long-term financial plan. In times of high volatility and uncertainty, communication is key. Clients have confidence knowing that they are invested in quality and that their portfolio will always align with their risk tolerance.

“In the long run, it’s not just how much money you make that will determine your future prosperity.
It’s how much of that money you put to work by saving it and investing it.”  
– Peter Lynch

Strategic Alliances

As an independent advisor, I own and operate Rains Wealth Management. I manage money as a Fiduciary in advisory relationships, which means I work in the best interest of my clients only – not in the best interest of a large bank or corporation. Because I am independent, I can choose from a wide range of investment options. I literally have access to the entire bond market, not just a couple of bonds selected for inventory by a home office. More importantly, since I don’t have LPL Financial pressuring me to meet sales goals or forcing me to sell a particular investment, I feel that this allows me to offer objective advice in the best interest of my clients.

I am affiliated with two organizations that help me streamline processes and serve clients more efficiently.

As the nation’s largest independent broker-dealer,1 LPL Financial offers independent advisors the technology, research and platform to access a wide variety of investment options for their clients. LPL also custodies, or holds, most investments and provides account bookkeeping, statements and tax reporting. LPL offers no proprietary investment products, so advisors are not pressured to sell particular investments. This allows advisors affiliated with LPL to offer objective financial advice based on research and each client’s needs.

Cornerstone Wealth Management is my registered investment advisor (RIA). Cornerstone supports independent advisors with investment insights, sharing of best practices, education and shared resources, which allows me to spend more time focused on my clients. This community of advisors has a collective mission to guide successful families to financial confidence using comprehensive wealth strategies. We are also passionate about serving as financial advocates for our clients, building relationships based on trust to support the needs and goals of the families we serve.

1 As reported by Financial Planning magazine, June 1996-2019, based on total revenue.

*Disclosures: All investing involves risk, including loss of principal. No strategy assures success of protects against loss. Past performance is no guarantee of future results. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

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